Financing builds equity toward a car you will own outright; leasing keeps payments lower but you hand the car back. The right choice depends on how long you keep cars and how far you drive.
Choose financing if…
You keep cars for years, drive high mileage, or want no restrictions on customising. You will own an asset at the end.
Choose leasing if…
You like driving something new every few years, your mileage is predictable, and you would rather have a lower monthly payment than build equity.